@font-face{font-family:Dancing Script;src:url(/fonts/dancing-script-600.woff2) format("woff2");font-weight:600;font-style:normal;font-display:swap}@font-face{font-family:Dancing Script;src:url(/fonts/dancing-script-700.woff2) format("woff2");font-weight:700;font-style:normal;font-display:swap}@font-face{font-family:Fraunces;src:url(/fonts/fraunces-600.woff2) format("woff2");font-weight:600;font-style:normal;font-display:swap}@font-face{font-family:Fraunces;src:url(/fonts/fraunces-700.woff2) format("woff2");font-weight:700;font-style:normal;font-display:swap}@font-face{font-family:Fraunces;src:url(/fonts/fraunces-800.woff2) format("woff2");font-weight:800;font-style:normal;font-display:swap}:root{--paper: #FFFFFF;--paper-2: #FDF9FA;--ink: #1F2A2E;--ink-2: #24383B;--text: #24383B;--muted: #5F7174;--teal: #147878;--teal-deep: #0B5E5E;--teal-soft: #D9F0EE;--pink: #D4446B;--pink-text: #C2375E;--pink-soft: #FDE7EC;--paloma: var(--pink);--paloma-soft: var(--pink-soft);--line: rgba(31, 42, 46, .14);--line-strong: rgba(31, 42, 46, .32);--line-dark: rgba(255, 255, 255, .16);--wash: rgba(20, 120, 120, .08);--f-script: "Dancing Script", "Snell Roundhand", "Apple Chancery", Georgia, cursive;--f-display: "Fraunces", Georgia, "Times New Roman", serif;--f-sans: "Atkinson Hyperlegible", "Atkinson Fallback", Arial, sans-serif;--r-btn: 10px;--r-card: 12px;--r-photo: 20px;--r-pill: 999px;--r-field: 8px;--measure: 1200px;--gutter: clamp(1rem, 4vw, 1.75rem);--band: clamp(3.25rem, 2.25rem + 3vw, 6.25rem)}@font-face{font-family:Atkinson Hyperlegible;src:url(/fonts/atkinson-400.woff2) format("woff2");font-weight:400;font-style:normal;font-display:swap}@font-face{font-family:Atkinson Hyperlegible;src:url(/fonts/atkinson-700.woff2) format("woff2");font-weight:700;font-style:normal;font-display:swap}@font-face{font-family:Atkinson Fallback;src:local("Arial");font-weight:400;size-adjust:98%;ascent-override:96%;descent-override:25%;line-gap-override:0%}@font-face{font-family:Atkinson Fallback;src:local("Arial Bold"),local("Arial-BoldMT");font-weight:700;size-adjust:98%;ascent-override:96%;descent-override:25%;line-gap-override:0%}:root{--cover: var(--ink);--cover-deep: var(--ink-2);--visa: var(--paper);--endorse: var(--paper-2);--pad: var(--teal-soft);--pad-deep: var(--teal-soft);--ink-soft: var(--muted);--stamp-green: var(--teal);--stamp-red: var(--pink-text);--rule: var(--line);--focus: var(--teal);--f-body: var(--f-sans);--f-mono: var(--f-sans);--f-pen: var(--f-sans)}*,*:before,*:after{box-sizing:border-box}html{-webkit-text-size-adjust:100%;scroll-padding-top:5.5rem}body{margin:0;font-family:var(--f-body);font-size:1.0625rem;line-height:1.6;color:var(--text);background:var(--paper)}img,svg{max-width:100%;display:block}a{color:var(--teal);text-decoration-thickness:1px;text-underline-offset:3px}a:hover{color:var(--teal-deep);text-decoration-thickness:2px}::selection{background:var(--teal-soft);color:var(--ink)}:focus-visible{outline:3px solid var(--focus);outline-offset:3px;border-radius:4px}.on-dark :focus-visible,.band--cover :focus-visible,.site-footer :focus-visible{outline-color:var(--pink-soft)}.skip{position:absolute;left:-999px;top:0;background:var(--teal);color:var(--paper);padding:.6rem 1rem;z-index:100;border-radius:0 0 var(--r-btn) 0}.skip:focus{left:0}.wrap{width:100%;max-width:calc(var(--measure) + 2 * var(--gutter));margin-inline:auto;padding-inline:var(--gutter)}h1,h2,h3{font-family:var(--f-display);font-weight:700;color:var(--ink);margin:0 0 .5em;letter-spacing:-.02em;line-height:1.1;text-wrap:balance}h1{font-size:clamp(2.5rem,1.7rem + 2.8vw,4rem);font-weight:800;line-height:1.04;letter-spacing:-.025em}h2{font-size:clamp(1.75rem,1.35rem + 1.3vw,2.5rem)}h3{font-size:clamp(1.2rem,1.1rem + .35vw,1.4rem);letter-spacing:-.01em;line-height:1.2}p{margin:0 0 1em}.lede{font-size:clamp(1.125rem,1.05rem + .35vw,1.35rem);line-height:1.5;max-width:34rem;color:var(--text);text-wrap:pretty}.pen{font-family:var(--f-display);font-size:1.1rem;font-weight:700;color:var(--pink-text);margin:0 0 1rem}.mono{font-family:var(--f-sans);letter-spacing:0}.source{font-size:.875rem;color:var(--muted);margin:.6rem 0 0}.source a{color:var(--muted)}.textlink{color:var(--teal);font-weight:700;text-underline-offset:4px;text-decoration-thickness:2px}.textlink:hover{color:var(--teal-deep)}.section-head{display:flex;align-items:baseline;justify-content:space-between;gap:1rem 2rem;flex-wrap:wrap;margin-bottom:.5rem}.section-head h2{margin-bottom:0}.band{padding-block:var(--band);position:relative}.band--visa,.band--laminate{background:var(--paper)}.band--endorse{background:var(--paper-2)}.band--pad{background:var(--teal-soft);color:var(--ink)}.band--cover{background:var(--ink);color:var(--paper)}.band--cover h1,.band--cover h2,.band--cover h3{color:var(--paper)}.band--cover a:not(.btn){color:var(--paper)}.band--cover .lede{color:var(--paper);opacity:.9}.band--pad a:not(.btn){color:var(--teal-deep)}.site-header{background:var(--paper);color:var(--ink);border-bottom:1px solid var(--line);position:sticky;top:0;z-index:50}.site-header__bar{display:flex;align-items:center;gap:1.5rem;min-height:4.5rem}.mark{display:inline-flex;align-items:center;text-decoration:none;color:var(--ink);white-space:nowrap;border-radius:6px}.mark .logo{height:auto;transition:opacity .15s}.mark:hover .logo{opacity:.8}.nav{margin-left:auto;display:flex;align-items:center;gap:1.6rem}.nav a{text-decoration:none;font-size:.975rem;font-weight:700;color:var(--ink);padding:.5rem 0;border-bottom:2px solid transparent;transition:border-color .15s,color .15s}.nav a:hover,.nav a[aria-current=page]{border-bottom-color:var(--teal);color:var(--teal-deep)}.nav .btn,.nav .btn:hover,.nav .btn[aria-current=page]{color:var(--paper);border-bottom:1px solid var(--teal)}.nav .btn:hover{border-bottom-color:var(--teal-deep)}.menu-toggle{display:none;margin-left:auto;background:transparent;border:1px solid var(--line-strong);border-radius:var(--r-btn);color:var(--ink);font:inherit;font-weight:700;padding:.55rem .95rem;min-height:2.75rem;cursor:pointer;transition:background .15s,border-color .15s}.menu-toggle:hover{background:var(--teal-soft);border-color:var(--teal)}#mobile-menu{display:none;background:var(--paper);border-top:1px solid var(--line);padding:.5rem var(--gutter) 1.25rem;max-height:calc(100vh - 4.5rem);overflow-y:auto}#mobile-menu[hidden]{display:none}#mobile-menu a{display:block;text-decoration:none;padding:.9rem 0;border-bottom:1px solid var(--line);color:var(--ink);font-weight:700}#mobile-menu a:hover,#mobile-menu a[aria-current=page]{color:var(--teal-deep)}#mobile-menu .btn{margin-top:1rem;border-bottom:0;text-align:center;color:var(--paper)}@media(max-width:900px){.nav{display:none}.menu-toggle{display:inline-block}#mobile-menu:not([hidden]){display:block}}.btn{display:inline-flex;align-items:center;justify-content:center;gap:.5rem;font-family:var(--f-sans);font-weight:700;font-size:1rem;text-decoration:none;padding:.9rem 1.4rem;border:1px solid var(--teal);border-radius:var(--r-btn);background:var(--teal);color:var(--paper);cursor:pointer;line-height:1.2;text-align:center;min-height:3rem;transition:background .15s,border-color .15s,color .15s,transform .15s}.btn:hover{background:var(--teal-deep);border-color:var(--teal-deep);color:var(--paper)}.btn:active{transform:translateY(1px)}.btn--foil{background:var(--teal);border-color:var(--teal);color:var(--paper)}.btn--foil:hover{background:var(--teal-deep);border-color:var(--teal-deep);color:var(--paper)}.btn--ghost{background:transparent;color:var(--ink);border-color:var(--line-strong)}.btn--ghost:hover{background:var(--teal-soft);border-color:var(--teal);color:var(--teal-deep)}.band--cover .btn--ghost,.site-footer .btn--ghost{color:var(--paper);border-color:var(--line-dark)}.band--cover .btn--ghost:hover,.site-footer .btn--ghost:hover{background:var(--paper);border-color:var(--paper);color:var(--ink)}.btn[aria-disabled=true]{opacity:.6;pointer-events:none}.checked{display:inline-flex;align-items:center;gap:.75rem;flex-wrap:wrap;margin:0 0 1rem}.hero{background:var(--paper);color:var(--ink);padding-block:clamp(2.5rem,1.5rem + 3vw,5rem) clamp(2.5rem,2rem + 3vw,5.5rem)}.hero__grid{display:grid;grid-template-columns:minmax(0,7fr) minmax(0,5fr);gap:clamp(2rem,5vw,5rem);align-items:center}.hero__copy{max-width:36rem}.hero h1{max-width:100%;margin-bottom:.6em}.hero .lede{margin-bottom:1.75rem}.hero__actions{display:flex;gap:.85rem;flex-wrap:wrap;margin:0 0 2rem}.hero__actions .btn{flex:1 1 14rem;max-width:18rem}.trust{display:flex;align-items:center;gap:.85rem;max-width:30rem}.trust__photo{width:3rem;height:3rem;border-radius:50%;object-fit:cover;flex:none}.trust p{margin:0;font-size:.95rem;color:var(--muted);line-height:1.4}.trust strong{color:var(--ink);display:block}.hero__photo{margin:0;position:relative;border-radius:var(--r-photo);overflow:hidden;aspect-ratio:4 / 5;background:var(--teal-soft)}.hero__photo img{width:100%;height:100%;object-fit:cover}.hero__card{position:absolute;left:1.1rem;bottom:1.1rem;right:1.1rem;max-width:19rem;background:var(--paper);color:var(--ink);border-radius:var(--r-card);padding:.8rem 1rem .85rem 2.4rem;font-size:.92rem;line-height:1.35;border:1px solid var(--line)}.hero__card strong{display:block;font-family:var(--f-display);font-size:1.02rem;letter-spacing:-.01em}.hero__card span{color:var(--muted)}.hero__card .dot{position:absolute;left:1rem;top:1.05rem;width:.7rem;height:.7rem;border-radius:50%;background:var(--teal);animation:dot-pulse 1.6s ease-out 1}@keyframes dot-pulse{0%{box-shadow:0 0 #14787873}to{box-shadow:0 0 0 14px #14787800}}@media(max-width:480px){.hero h1{font-size:2.4rem}}@media(max-width:860px){.hero__grid{grid-template-columns:1fr;gap:2rem}.hero__photo{aspect-ratio:4 / 3}.hero h1{max-width:100%}}.pillars{list-style:none;padding:2rem 0 0;margin:1.5rem 0 0;display:grid;grid-template-columns:repeat(3,1fr);gap:clamp(1.5rem,3vw,3rem);border-top:1px solid var(--line)}.pillars li{display:grid;gap:.6rem;align-content:start}.pillars .ico{width:3rem;height:3rem;border-radius:var(--r-card);background:var(--teal-soft);color:var(--teal-deep);display:grid;place-items:center;margin-bottom:.4rem}.pillars h3,.pillars p{margin:0}@media(max-width:860px){.pillars{grid-template-columns:1fr;gap:1.75rem}}.chip-row{list-style:none;margin:.5rem 0 1.75rem;padding:0;display:flex;flex-wrap:wrap;gap:.6rem}.chip-row a{display:inline-block;text-decoration:none;color:var(--ink);font-weight:700;font-size:.95rem;padding:.55rem 1rem;border:1px solid var(--line-strong);border-radius:var(--r-pill);background:var(--paper);transition:background .15s,border-color .15s,color .15s}.chip-row a:hover{background:var(--teal-soft);border-color:var(--teal);color:var(--teal-deep)}.chip-row a[aria-current=true]{background:var(--teal);border-color:var(--teal);color:var(--paper)}.linklist{list-style:none;margin:1.5rem 0 0;padding:0;display:grid;grid-template-columns:repeat(auto-fill,minmax(16rem,1fr));gap:1rem}.linklist a{display:block;background:var(--paper);border:1px solid var(--line);border-radius:var(--r-card);padding:1.15rem 1.2rem;text-decoration:none;font-weight:700;color:var(--ink);font-family:var(--f-display);font-size:1.1rem;letter-spacing:-.01em;transition:border-color .15s,background .15s}.linklist a:has(.ico){display:grid;grid-template-columns:auto 1fr;gap:.9rem;align-items:start}.linklist a:hover{border-color:var(--teal);background:var(--paper-2);color:var(--teal-deep)}.linklist .ico{width:2.5rem;height:2.5rem;border-radius:10px;background:var(--teal-soft);color:var(--teal-deep);display:grid;place-items:center}.linklist__text{display:block}.linklist a>span:not(.ico):not(.linklist__text),.linklist__text span{display:block;font-family:var(--f-sans);font-weight:400;font-size:.95rem;color:var(--muted);margin-top:.2rem;letter-spacing:0}.linklist a:hover span:not(.ico){color:var(--text)}.split{display:grid;grid-template-columns:minmax(0,1fr) minmax(0,1fr);gap:clamp(1.5rem,4vw,4rem);align-items:start}.split--photo{grid-template-columns:minmax(0,5fr) minmax(0,7fr);align-items:center}@media(max-width:860px){.split,.split--photo{grid-template-columns:1fr}}.advisor{display:grid;grid-template-columns:auto 1fr;gap:1.1rem;align-items:center;background:var(--paper);border:1px solid var(--line);border-radius:var(--r-card);padding:1rem 1.15rem;margin-bottom:1.25rem}.advisor__photo{width:4.5rem;height:4.5rem;border-radius:50%;overflow:hidden;background:var(--teal-soft);color:var(--teal-deep);font-family:var(--f-display);font-weight:800;font-size:1.6rem;display:grid;place-items:center}.advisor__photo img{width:100%;height:100%;object-fit:cover}.advisor__name{font-family:var(--f-display);font-weight:700;font-size:1.2rem;margin:0;letter-spacing:-.01em}.advisor__cred{margin:.15rem 0 0;font-size:.95rem;color:var(--muted)}.advisor--slim{padding:.7rem .9rem}.advisor--slim .advisor__photo{width:3rem;height:3rem;font-size:1.1rem}.advisor--slim .advisor__name{font-size:1.05rem}.deals-empty{background:var(--paper);border:1px solid var(--line);border-radius:var(--r-card);padding:1.4rem 1.5rem;display:grid;grid-template-columns:1fr auto;gap:1.5rem;align-items:center;margin-top:1rem}.deals-empty p{margin:0;color:var(--muted)}.deals-empty strong{font-family:var(--f-display);font-size:1.3rem;display:block;margin-bottom:.3rem;color:var(--ink);letter-spacing:-.01em}@media(max-width:640px){.deals-empty{grid-template-columns:1fr}}.plates{list-style:none;padding:0;margin:2rem 0 0;display:grid;grid-template-columns:repeat(3,1fr);gap:1.25rem;counter-reset:plate}.plates li{background:var(--paper);border:1px solid var(--line);border-radius:var(--r-card);padding:1.5rem 1.4rem 1.6rem;position:relative;counter-increment:plate}.plates li:before{content:counter(plate);position:absolute;top:1rem;right:1rem;width:2.1rem;height:2.1rem;background:var(--teal-soft);color:var(--teal-deep);border-radius:50%;display:grid;place-items:center;font-family:var(--f-display);font-weight:800;font-size:1rem}.plates h3{margin-bottom:.4em;padding-right:2.5rem}.plates p{margin:0}@media(max-width:860px){.plates{grid-template-columns:1fr}}.watchlist{list-style:none;margin:1.5rem 0 0;padding:0;border-top:1px solid var(--line-strong)}.watchlist li{display:grid;grid-template-columns:11rem 1fr;gap:1rem;padding:1.05rem 0;border-bottom:1px solid var(--line);align-items:baseline}.watchlist li:has(.tag){grid-template-columns:11rem 1fr auto}.watchlist strong{font-family:var(--f-display);font-size:1.15rem;letter-spacing:-.01em}.watchlist span{display:block}@media(max-width:640px){.watchlist li,.watchlist li:has(.tag){grid-template-columns:1fr;gap:.2rem}}.note-line{font-size:.95rem;margin-top:1.5rem;padding:.9rem 1.1rem;border:1px solid var(--line);border-radius:var(--r-card);background:var(--paper-2)}.callout{background:var(--teal-soft);border-radius:var(--r-card);padding:1rem 1.25rem;margin:1.5rem 0}.callout p{margin:0}.dest-grid{list-style:none;margin:1.75rem 0 0;padding:0;display:grid;grid-template-columns:repeat(4,1fr);gap:1.25rem}.dest-grid a{display:block;height:100%;background:var(--paper);border:1px solid var(--line);border-radius:var(--r-card);overflow:hidden;text-decoration:none;color:var(--ink);transition:border-color .15s,background .15s}.dest-grid a:hover{border-color:var(--teal);background:var(--paper-2)}.dest-grid .dest__img{aspect-ratio:16 / 10;background:var(--teal-soft);overflow:hidden}.dest-grid .dest__img img{width:100%;height:100%;object-fit:cover}.dest-grid .dest__body{padding:1rem 1.1rem 1.2rem}.dest-grid h3{margin:0 0 .3em;font-size:1.2rem}.dest-grid p{margin:0;font-size:.95rem;color:var(--muted)}@media(max-width:1000px){.dest-grid{grid-template-columns:repeat(2,1fr)}}@media(max-width:560px){.dest-grid{grid-template-columns:1fr}}.six{list-style:none;padding:0;margin:2rem 0 0;display:grid;grid-template-columns:repeat(3,1fr);gap:1.25rem}.six li{background:var(--paper);border:1px solid var(--line);border-radius:var(--r-card);padding:1.1rem 1.2rem}.six h3{font-size:1.15rem;margin-bottom:.3em}.six p{margin:0;font-size:.98rem}@media(max-width:860px){.six{grid-template-columns:1fr}}.faq{margin-top:1.25rem;border-top:1px solid var(--line-strong);max-width:52rem}.faq details{border-bottom:1px solid var(--line)}.faq summary{cursor:pointer;list-style:none;font-family:var(--f-display);font-weight:700;font-size:1.15rem;letter-spacing:-.01em;color:var(--ink);padding:1.1rem 2.75rem 1.1rem 0;position:relative;transition:color .15s}.faq summary::-webkit-details-marker{display:none}.faq summary:after{content:"";position:absolute;right:.35rem;top:50%;width:.6rem;height:.6rem;border-right:2px solid var(--teal);border-bottom:2px solid var(--teal);transform:translateY(-70%) rotate(45deg);transition:transform .2s}.faq details[open] summary:after{transform:translateY(-30%) rotate(225deg)}.faq summary:hover{color:var(--teal-deep)}.prefer-email summary{cursor:pointer;font-weight:700;color:var(--teal);text-decoration:underline;text-underline-offset:.2em}.prefer-email summary:hover{color:var(--teal-deep);text-decoration-thickness:2px}.prefer-email:not([open])>*:not(summary){display:none}.faq__a{padding:0 0 1.25rem;max-width:46rem}.faq__a p{margin:0}.form-band__grid{display:grid;grid-template-columns:minmax(0,.8fr) minmax(0,1.2fr);gap:clamp(1.5rem,4vw,4rem);align-items:start}@media(max-width:960px){.form-band__grid{grid-template-columns:1fr}}.watch-form{background:var(--paper);color:var(--ink);border:1px solid var(--line);border-radius:16px;padding:clamp(1.25rem,3vw,2rem);position:relative}.watch-form fieldset{border:0;margin:0 0 1.4rem;padding:0;min-width:0}.watch-form legend{font-family:var(--f-display);font-weight:700;font-size:1.15rem;letter-spacing:-.01em;padding:0;margin-bottom:.7rem;color:var(--ink)}.fgrid{display:grid;grid-template-columns:1fr 1fr;gap:.9rem 1rem}.field{display:flex;flex-direction:column;gap:.3rem;min-width:0}.field--wide{grid-column:1 / -1}.field label,.field .lbl{font-weight:700;font-size:.95rem;color:var(--ink)}.field .req{color:var(--pink-text)}.field input,.field select,.field textarea{font:inherit;padding:.7rem .8rem;border:1px solid var(--line-strong);border-radius:var(--r-field);background:var(--paper);color:var(--ink);width:100%;min-height:2.9rem;transition:border-color .15s}.field input::placeholder,.field textarea::placeholder{color:var(--muted)}.field input:hover,.field select:hover,.field textarea:hover{border-color:var(--teal)}.field input:focus,.field 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0);white-space:nowrap}@media(min-width:700px){.pchat__panel{inset:auto 1.25rem 5.5rem auto;width:var(--pchat-w);height:min(640px,calc(100vh - 7.5rem));border:1px solid var(--line);border-radius:16px;overflow:hidden}.pchat__launcher{right:1.25rem;bottom:1.25rem}}